Why the 2018 Midterm Elections Are All About Healthcare
Every election focuses on a few aspects that are at the top of voters’ mind. Historically, election candidates for the top office have promised better social security, more jobs, increase in wages, improvements in national security, and many other issues which were considered of crucial importance by their voting base.
As for the mid-term elections in the US, the most pressing issue seems to be healthcare, and the candidates who present the best case forward as to how they plan on tackling this growing crises in healthcare provision will surely win the battle. Although many voters are already decided on whether they’d be voting for the Democrats or the Republicans, it’s the swing voters which would require a lot more convincing, and to secure government spots in these difficult states, candidates would have to present a case that aims to solve the healthcare woes of these people.
Has Healthcare Coverage Improved?
As of now, around 92% of the people in New Jersey are covered under some sort of a healthcare coverage plan, and the coverage percentages in other states is also rising over time. However, having more people under coverage does not mean that the provision of healthcare has improved, especially when the rising costs of servicing those coverage plans are taken into consideration. According to analysts, the costs which one must bear out-of-pocket to pay for the deductibles and the premiums are increasing at a much greater rate than the wages people are earning as well as the overall rate of inflation.
For example, in the case of New Jersey, even though so many people are covered (mostly under employer-sponsored plans), premium prices are among the highest in the country. On an annual basis, coverage for just one person through an employer-sponsored plan cost an individual somewhere around $7K in 2017, which was 9% more than what was charged in 2016. Of course employers had to bear a lot of that cost, but employees still had to pay the deductibles and the co-pays.
In an effort to bring more people under insurance coverage, medical reforms of the Obama era such as the Affordable Care Act have been subverted to some extent. For example, provisions in the ACA that aimed to limit the subscription of short-term healthcare plans have been reverted, allowing people to gain easier access to some form of healthcare coverage.
However, these short-term plans leave out a few essentials, such as coverage for maternity-related costs or for mental health-related treatments including those requiring intervention to treat addictions, and hence although we can say that more people have coverage now, we must also understand that many of them don’t have the extent of coverage that they actually need.
Another crucial challenge being faced by the Obama-era medical reforms pertains to guaranteed coverage which people who have pre-existing conditions were receiving. The new government aims to undo this popular medical reform, one that is supported by 58% of those families who support Republicans, and 86% of those who support Democrats.
The Most Important Races
There are a few important races which deserve our attention as they are focused around healthcare coverage. New Jersey’s Tom MacArthur is up against the Democrat Andy Kim, and the major point of differentiation between their campaigns seems to lie with their healthcare plans. MacArthur has publicly supported his party’s stance that the ACA should be repealed, while Kim is in support of the bill.
The elections for the New Jersey Senator will also be an interesting battle between Bob Menendez, who is the incumbent, and Bob Hugin, who has worked as a CEO in a pharmaceutical company. Menendez’s campaign revolves around placing blaming Hugin for the increasing costs of medications for cancer, while Hugin is focusing attention on pointing out that Menendez may be biased in decision making considering he has taken around $1 million in funds for his campaign from pharma companies.
As of September, Democrat campaigns seem to be pushing for more attention to healthcare plans, with around 50% of ads being run by the Democrats containing messages pertaining to healthcare provision. Considering that only 28% of the total Republican ads being run on the national level mention healthcare, it is safe to say that the Democrat communication may eventually shift voters, especially the swing voters, towards their side.
More in Health Insurance
Can You Really Lose Weight By Consuming Black Coffee?
Coffee is a very popular brewed drink which is prepared from beans of coffee found in nature. The dark color of...November 5, 2018
Amazing Mental Health Boosting Activities for You
Taking care of mental health means to ensure the well-being of your psychological state of mind. Your mind is healthy when...November 4, 2018
Making the Right Choice with Your 2019 Healthcare Plan
The mid-term election is not the only choice millions of Americans would be making this fall, as the time has come...November 2, 2018
Fizzy Drinks Alter Your Body In More Ways Than You Think
Fizzy drinks of any sort are beverages that are made with carbonated water. These drinks usually have sugar in them, although...October 30, 2018
Claiming Insurance? Time to Clean Up Your Social Media!
The title may seem like we are trying to help you make a false insurance claim, but in reality it is...October 30, 2018
Rules for Health Insurance If You Work in the UAE
While rules pertaining to health insurance are different around the world, the situation in the UAE is a bit more complex...October 11, 2018
Sweet Potatoes: Many Health Benefits for You!
Sweet potato is a form of root vegetable and is cultivated throughout the year. It is used in various recipes and...October 8, 2018
Lowest Increase in Health Insurance Premiums for Federal Employees Since 1996
Every year federal employees including those who have retired await the dreaded news of an increase in the health insurance premiums...October 5, 2018
Trick Your Mind into Self-Motivation, Here’s how!
There is a lot that needs to be done every day, especially for those driven individuals who like to achieve a...October 4, 2018